Purchase or Re-finance your Own Home
Our residential mortgage service offers professional advice on the whole of the regulated lending market for owner occupied properties (and where semi-commercial properties become covered by mortgage regulation). Given that a mortgage is likely to be your largest single commitment, it is always wise to use a broker in this marketplace as there are a bewildering number of lenders and schemes to choose from and so accepting a helping hand with the process can generate significant savings for you.
We offer advice on the regulated mortgage market for:
- Mortgages for house purchase
- Remortgage for better rates
- Remortgage for capital raising including:
- home improvements;
- business purposes;
- debt consolidation *
- Lifetime Mortgages (age conditions may apply) **
We can also provide access to:
- Buy to let mortgages
- Let to buy mortgages
- Secured loans for all purposes
Our aim is to provide practical help in choosing the most suitable mortgage products with a friendly and efficient service. We will help you find and select the most suitable product and lender for your circumstances supported by the latest technology and specialist mortgage sourcing software.
Where your borrowing requirements are business related our services include a full suite of commercial finance solutions.
Paying for our services
We do not normally charge for our initial assessment of your needs. At the point where we undertake to make an application for funding on your behalf a fee will become payable towards our costs incurred for the application. This will be advised in advance and is non-refundable. The remainder of our remuneration generally is met by commission paid upon completion of the deal. If this is not the case, or there are additional costs to be met by you, will be agreed between us in advance.
Call us on 01262 213333, or email katie@alanbellmortgages.co.uk or helen@icf-fs.co.uk to discuss your needs.
* Think carefully before securing other debts against your home.
** To understand the features and risks of a Lifetime Mortgage please ask for a personal illustration.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
There may be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate that it will be £300.
ICF Financial Services Ltd (Alan Bell Mortgages) is a Credit Broker and not a lender and any fees are charged solely for Credit Broking Services, not lending services.
Purchase or Re-finance your Own Home
Our residential mortgage service offers professional advice on the whole of the regulated lending market for owner occupied properties (and where semi-commercial properties become covered by mortgage regulation). Given that a mortgage is likely to be your largest single commitment, it is always wise to use a broker in this marketplace as there are a bewildering number of lenders and schemes to choose from and so accepting a helping hand with the process can generate significant savings for you.
We offer advice on the regulated mortgage market for:
- Mortgages for house purchase
- Remortgage for better rates
- Remortgage for capital raising including:
- home improvements;
- business purposes;
- debt consolidation *
- Lifetime Mortgages (age conditions may apply) **
We can also provide access to:
- Buy to let mortgages
- Let to buy mortgages
- Secured loans for all purposes
Our aim is to provide practical help in choosing the most suitable mortgage products with a friendly and efficient service. We will help you find and select the most suitable product and lender for your circumstances supported by the latest technology and specialist mortgage sourcing software.
Where your borrowing requirements are business related our services include a full suite of commercial finance solutions.
Paying for our services
We do not normally charge for our initial assessment of your needs. At the point where we undertake to make an application for funding on your behalf a fee will become payable towards our costs incurred for the application. This will be advised in advance and is non-refundable. The remainder of our remuneration generally is met by commission paid upon completion of the deal. If this is not the case, or there are additional costs to be met by you, will be agreed between us in advance.
Call us on 01262 213333, or email katie@alanbellmortgages.co.uk or helen@icf-fs.co.uk to discuss your needs.
* Think carefully before securing other debts against your home.
** To understand the features and risks of a Lifetime Mortgage please ask for a personal illustration.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
There may be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate that it will be £300.
ICF Financial Services Ltd (Alan Bell Mortgages) is a Credit Broker and not a lender and any fees are charged solely for Credit Broking Services, not lending services.
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