Protecting the interests of your loved ones
Having to consider potential illness or death is not something that is easy, but nor is the idea of leaving your family to cope with financial difficulties should something happen to you. The death of a partner is a devastating event for any family, but it can be made worse if you are left with financial problems. Life protection plans are at the centre of all risk planning, especially when you take on a major commitment like a mortgage for a home or a loan for an investment property.
We do not believe that death should mean burdening loved ones with debt. This is why, at ICF, we place the utmost importance on providing all clients with access to suitable, tailored and cost effective expert advice on all our services, including life insurance advice and products to clients looking for peace of mind.
For many young and healthy families this protection is often available for less than the price of a TV subscription.
But even if you have suffered with a medical condition in the past, or you are suffering from a pre-existing condition, where it can be difficult to find an insurance policy which provides you with cover you need, we will work with specialist insurance providers to try to find the best policy and provider for you and your loved ones
Life and Critical Illness Protection for your family
We are told that 1 in 5 people get a critical illness during their working lifetime which is why the most popular protection policies provide Life and Critical Illness Protection. Whilst death is devastating for the ones we leave behind, the difficulties faced by families caused by a debilitating illness can be just as traumatic.
Cancer, heart attacks and strokes are the most common critical illnesses in the UK. The good news is that the survival rate is very high and many people make a full recovery, but during the illness and treatment they are often unable to work, and the family can fall into huge financial difficulties.
Critical Illness Plans offer a reasonable method of protection for you and your family by providing a lump sum to repay your mortgage and allow you to recover without any financial stress. The most common Life and Critical Illness claims come are made for cancer (59% of all claims) and heart attack (11%).
A policy that covers life and critical illness pays a lump sum on your death or on diagnosis of a defined critical illness.
We have access to the whole market to find you the best policy and cover for you. Ask your adviser today to help you assess your current needs and to provide you with a free quote or complete our online Protection Enquiry form.
Protecting the interests of your loved ones
Having to consider potential illness or death is not something that is easy, but nor is the idea of leaving your family to cope with financial difficulties should something happen to you. The death of a partner is a devastating event for any family, but it can be made worse if you are left with financial problems. Life protection plans are at the centre of all risk planning, especially when you take on a major commitment like a mortgage for a home or a loan for an investment property.
We do not believe that death should mean burdening loved ones with debt. This is why, at ICF, we place the utmost importance on providing all clients with access to suitable, tailored and cost effective expert advice on all our services, including life insurance advice and products to clients looking for peace of mind.
For many young and healthy families this protection is often available for less than the price of a TV subscription.
But even if you have suffered with a medical condition in the past, or you are suffering from a pre-existing condition, where it can be difficult to find an insurance policy which provides you with cover you need, we will work with specialist insurance providers to try to find the best policy and provider for you and your loved ones
Life and Critical Illness Protection for your family
We are told that 1 in 5 people get a critical illness during their working lifetime which is why the most popular protection policies provide Life and Critical Illness Protection. Whilst death is devastating for the ones we leave behind, the difficulties faced by families caused by a debilitating illness can be just as traumatic.
Cancer, heart attacks and strokes are the most common critical illnesses in the UK. The good news is that the survival rate is very high and many people make a full recovery, but during the illness and treatment they are often unable to work, and the family can fall into huge financial difficulties.
Critical Illness Plans offer a reasonable method of protection for you and your family by providing a lump sum to repay your mortgage and allow you to recover without any financial stress. The most common Life and Critical Illness claims come are made for cancer (59% of all claims) and heart attack (11%).
A policy that covers life and critical illness pays a lump sum on your death or on diagnosis of a defined critical illness.
We have access to the whole market to find you the best policy and cover for you. Ask your adviser today to help you assess your current needs and to provide you with a free quote or complete our online Protection Enquiry form.
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