Income Protection

Protect against a Loss of Earnings

What if... your income changes due to health problems or redundancy?

According to the Association of British Insurers (2018), one million people in the UK each year find themselves unable to work due to a serious illness or injury.

We all depend on our monthly salary to pay for mortgage and other bills. Anything that results in just a short-term loss of your income can have a very serious impact on your family.

Income protection, or permanent health insurance, is a way of protecting against this risk by providing cover if you can’t earn an income for those reasons. If something happened to you would you be able to survive on savings, or on sick pay from work? If not, you’ll need some other way to keep paying the bills and you might want to consider income protection insurance.

We can arrange for a protection policy that will provide you with a replacement income while you are redundant or off work ill. Our adviser will explain the options and tailor a protection policy to suit your circumstances.